service above and beyond your expectations

Insure Smarter!™

Commercial Insurance

Flood Protection for Your House, Condominium or Personal Property

February 10th, 2010

Many people find out too late they are at risk for flooding, and even worse, that their property insurance does not cover flood damage. In fact, according to the National Flood Insurance Program, flooding occurs in every state and 25% of all floods occur in low-to-moderate risk areas.

IQ Risk can offer you access to the National Flood Insurance Program, one of the largest providers of flood insurance in the country.

Flood Insurance Offers You:

  • Building Coverage. Covers damage to your dwelling and items such as the furnace and water heater.
  • Contents Coverage. Covers your furniture, rugs, appliances, and clothing (subject to limitations in basement areas).
  • Property Protection. Pays for sandbagging and other expenses for preventing flood damage.
  • Clean-Up Reimbursement. Covers costs of cleaning your home and removing debris after a flood.

What is IQ Risk?

August 19th, 2009

The business world is changing at light speed. So are the risks. That’s why being at the top in business and life is about tomorrow, not today. And why you expect your insurance advisor to anticipate change. We’ve built this risk management firm by helping businesses and individuals anticipate change, navigate risk, and insure smarter. Our longstanding reputation as an industry leader is founded on an unwavering commitment to serve our customers with integrity, professionalism and creativity in everything that we do.

IQ Risk offer the following types of Insurance Services: